MLS# 7162261 - 1121 S 23rd Street, Temple, TX 76504

$199,640
Beds: 3
Baths: 2
Sqft: 1,288
Sqft lot: 10,663
Acre lot: 0.24
Est. $735 / mo.*
45 Days On Market

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Property listed by Texas Signature Realty 832-876-2093 (832) 748-0134

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Status: Active
Property Type: Singlefamilyresidence
Year Built: 1940
Neighborhood: Tal-coe Place
Days On Website: 45

Property Details for 1121 S 23rd Street, Temple, TX 76504

Seller Financing at 6% (Banks Are at 7%+). Beautifully Renovated 3BR/2BA on Quarter-Acre Corner Lot Near Baylor Scott & White Own for less than rent - seller financing at 6% fixed while bank rates sit above 7%, no bank qualifying. Beautifully renovated 3BR/2BA, 1,288 sqft in the heart of Temple — 1940s character with high-end upgrades throughout: open-concept, single-level living, fresh luxury plank flooring, a fully updated kitchen with gas cooktop, ceiling fans, and a rare primary suite with private bath. Pier-and-beam foundation professionally repaired. Outside: 0.24-acre corner lot, 4-car detached carport, covered front patio, fully fenced backyard, storage shed, and accessibility ramp. Minutes from Baylor Scott & White, Walk Score 73, easy I-35 access. Terms: $199,640 · $25,000 down · $174,640 note at 6%, 30-yr amort, 5-yr balloon (~$1,047/mo P&I, ~$1,164/mo all-in) — about $143/mo less than the same loan at today's 7.24% bank average (~$8,600 saved over the 5-year term).

Appliances & Equipment

  • Refrigerator

Bathrooms

  • 2 total bathrooms
  • 2 full bathrooms

Bedrooms

  • 3 total bedrooms
  • 3 main level bedrooms

Building

  • Built in 1940
  • Living area: 1288.0
  • Building faces East
  • Levels: One
  • Construction Materials: VinylSiding

Community

  • None

Disclosures

  • LeadBasedPaintDisclosure
  • OwnerIsListingAgent
  • PublicImprovementDistrict

Accessibility Features

  • HandRails

Exterior Features

  • None

Fence

  • Fenced

Fireplaces

  • None

Floors

  • Carpet
  • Vinyl

Foundation

  • PillarPostPier

Garage

  • 4 spaces

Heating

  • Electric

Interior Features

  • CeilingFans
  • SeparateFormalDiningRoom
  • MultipleDiningAreas
  • MainLevelPrimary
  • Storage

Laundry

  • InKitchen

Listing

  • Listing ID: 7162261
  • Standard Status: Active
  • MLS Status: Active
  • Property Subtype: SingleFamilyResidence
  • On market as of 2026-09-22
  • 38 days on market
  • Special Conditions: Standard

Location

  • Subdivision: Tal-Coe Place
  • MLS Area (Major): BT
  • County/Parish: Bell

Lot

  • 0.2448 acres
  • BackYard
  • CornerLot
  • FrontYard
  • FewTrees

Parking

  • 4 covered spaces
  • AdditionalParking

Pool

  • None

Possession

  • ClosingAndFunding

Property

  • UpdatedRemodeled
  • Neighborhood
  • TreesWoods

Roof

  • Asphalt

Schools

  • Elementary School: Scott
  • Elementary School District: Temple ISD
  • Middle School: Travis
  • Middle School District: Temple ISD
  • High School: Temple
  • High School District: Temple ISD

Sewer

  • PublicSewer

Taxes

  • Parcel Number: 0118330000
  • Annual Amount: $3,731.41
  • Assessed Value: $156,278
  • Tax Block: 5
  • Legal Description: TAL-COE PLACE, BLOCK 005, LOT 0019
  • Lot: 19
  • Year: 2025

Utilities

  • ElectricityConnected
  • NaturalGasAvailable
  • WaterConnected
  • Water Source: Public

Map View

$199,640 - 1121 S 23rd Street, Temple, TX 76504

Street View

Directions

1121 S 23rd Street
Temple, TX 76504
Subdivision: Tal-Coe Place